The Vision for RISCOM

The key to any successful organization rests with the selection and development of its own personnel and its other business associates. Upon founding RISCOM in January, 2010, we knew that our success would depend entirely upon a proven group of insurance professionals, both within our company and within our selected retail agency partners. Our stability would also depend on strong relationships with quality insurance carrier partners. We needed quality insurance products and services provided by the very best employees and distributed by the very best retail agencies. With that vision in mind, RISCOM was born and years later, we're still working hard every day to maintain such a high standard of excellence.

We have been very successful in developing key relationships with our selected agencies by providing significant franchise value to them. By limiting our agency appointments to the most qualified commercial specialists, I believe we can continue to help create competitive new business opportunities for our contracted retail producers. We offer excellent coverage options at competitive rates for the best individual risks. In turn, the best retail producers solicit the best insurance submissions for underwriting. We've maintained a dedicated and experienced underwriting team and claims staff with superior knowledge of the insurance marketplace. We're still relying on our established relationships with many of the top retail producers within our underwriting territories to distribute our products. We've consistently focused our product offerings on only commercial lines to be offered and delivered on a regional basis. And, we've contracted to represent only outstanding insurance carriers that understand "program" business. The combined and focused talents of these people and organizations can only result in the delivery of superior insurance products to the ultimate end-user, our insured clients. With all the pieces in place, we are dedicated to writing only high-quality business with only high-quality business partners. We are utilizing cutting-edge technology and processing systems to maximize efficiency and provide industry-leading service. It is our goal to consistently produce underwriting profits that will ensure the longevity of our programs. Throughout the ups-and-downs of a very cyclical business, RISCOM has enjoyed significant market share, consistent growth and sustained underwriting profitability far superior to that of the industry. We are enthusiastic about continuing to grow our business and we are always exploring new business opportunities.

Our most successful agency partners understand the advantages we bring to bear and they utilize RISCOM for both standard and surplus lines account opportunities. We look forward to continuing to offer this competitive advantage to all of our retail agency partners for many years to come.

President Michael P. Dugan