PRODUCTS
Your Trusted Partner in Commercial Insurance
At RISCOM, we specialize in personalized, full-service insurance solutions as a multiline Managing General Agent (MGA) and wholesale brokerage. With a strong appetite for commercial accounts of all sizes, we are committed to providing superior insurance products and expert service tailored to your unique business needs.
Discover how our dedicated approach can help you secure comprehensive, competitive coverage - partner with RISCOM today!
In-House Underwriting
As a Managing General Agent for Skyward Specialty Insurance Group, Inc. consisting of Houston Specialty Insurance Company and Imperium Insurance Company, we have the authority to make underwriting decisions in-house, allowing us to provide efficient, tailored coverage solutions. Our expert underwriters evaluate every account individually, ensuring a competitive yet responsible approach to risk selection.
We strive to offer comprehensive multiline coverages while maintaining a strong commitment to timely underwriting and exceptional customer service - because securing the right coverage should be seamless and stress-free.
Custom Product Offerings
Commercial Auto
We offer Liability, Physical Damage, Medical Payments, and Uninsured Motorists coverage for light to extra-heavy units on AM Best Rated A X paper. With no minimum premiums or fleet size requirements, RISCOM is your best solution for competitive auto pricing and terms.
Commercial Property
We offer Commercial Property coverage (with some wind restrictions in coastal parishes/counties) at competitive rates. Let us meet all your Commercial Property needs from Building and Contents coverage to Business Interruption and Extra-Expense coverage.
Garage
We offer garage coverage for both dealer and service risks which may include Garage Keepers coverage and Dealer's Open Lot coverage. This coverage offers protection for an insured's premises, operations, and auto exposures.
General Liability
General Liability insurance is a necessary coverage for all businesses. In today's litigious society, precautions must be taken in order to protect businesses from financial ruin in the event that a claim is made against them. We offer General Liability policies including Premises coverage, Personal and Advertising coverage, and Products/Completed Operations coverage for a large variety of commercial interests.
Inland Marine
We offer Inland Marine coverage in conjunction with the other lines to complete the insurance package. Inland Marine product offerings include Motor Truck Cargo and Contractors Equipment coverage. RISCOM can provide a variety of deductible options and coverage forms to meet the needs of each individual risk.